Conventional Loans

Conventional loans, also known as Conforming Loans, are a type of mortgage loan that meets the funding requirements for purchase from Fannie Mae and Freddie Mac, which are federal government entities that buy loans from mortgage lenders. Qualifications include, but are not limited to a 5% minimum down payment, and a minimum credit score of 620.  These loans offer either fixed or adjustable monthly payment options.

The maximum loan amount for these mortgages is set by Fannie Mae and Freddie Mac.


A jumbo is a loan where the amount borrowed is greater than the loan limits set by the institutions of Fannie Mae (FNMA) and Freddie Mac (FHLMC)


  • Possibility to finance a home that is over the maximum loan amount established by Fannie Mae and Freddie Mac guidelines.


Not all applicants will qualify. Please meet with a licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice.